Understand your finances in realtime.
Skwad syncs your transactions using your bank's built-in email alerts. Track your spending, budget using envelopes, and cancel unused subscriptions.
Connect your way
Link your accounts using your banking credentials or use Skwad's native email scans to sync your transactions in realtime.
Maximum privacy
Log in with Gmail or create forwarding rules from any email provider to Skwad. No banking portal access or credentials shared with anyone.
- Sync directly from the source, not intermediaries
- Instant transaction updates
- No more broken reconnections
- No more passwords & 2FA headaches
Maximum convenience
Connect through our bank linking partner and you'll see months of history populate immediately. Same envelopes, same forecasts, just less DIY.
- 11,000+ institutions across US & CA
- Three to six months of history backfilled
- Pending and posted transactions
- Tracks banking & investment accounts
Mix and match
Best for not linking your bank
“The security of your transaction and bank account information is always safe, and there’s no involvement from third-party aggregators.”
Everything you need to navigate your financial journey
The features you'd expect, built to fit how you budget.
Envelope budgeting
Custom paycheck cycles
Monthly spending recaps
Multi-currency support
Line item splits
Multi-platform
Catch and cancel sneaky subscriptions
Skwad scans every transaction for repeating patterns. When a charge lands at a different price, you hear about it immediately and can cancel it or request a refund to get your money back.
Two users, two workspaces for the price of one
Every Skwad plan includes a free companion seat. Share envelopes and join forces to paydown debt. Separate logins so each person keeps their own customized views and notifications.
See exactly where your money is going
Explore cashflow, category trends, and merchant-level breakdowns. Need more detail? Query and visualize your data with our built-in custom reporting tools.
What Skwaddies are saying
“My credit card (Rogers) does not offer Plaid connections. When I joined Skwad it was just because of convenience, didn't expect much other than some transaction tracking. But oh was I wrong. It has become my number one choice in budgeting, tracking and forecasting for my girlfriend and I. The developers are active and have responded on multiple feature requests. I aim to upgrade my plan so I can make use of Google Sheets but so far I am loving the platform.”
“Does a good job maintaining connections with all my financial institutions, unlike some other apps I tried that repeatedly had issues connecting. The inclusion of cross-border accounts is super useful. At first there were transactions that I needed to categorize but the app learned very quickly. The budgeting page is easier to use than the other apps I tried. I find that this app has everything I need, is more reliable, and for a better price.”
“I stopped using other apps because I was forced to re-sync my accounts EVERY SINGLE TIME I logged in. I've never had this issue with Skwad, and my transactions appear instantly.”
“Finally an app that works without difficulty. Not perfect yet, but the team behind it seems to be trying to fix any issues. The email scan leaves you in control.”
“Before Skwad, the apps I tried all had the same connection problems with my bank. Skwad is the only app that never has issues pulling my transactions.”
“As a Canadian looking for a Mint alternative, Skwad is the best option I've found.”
Roughly half the price of YNAB, Monarch, and Copilot.
Your first budgeting win is the budgeting app. Get the same tracking, envelopes, and bank linking as YNAB or Monarch for about half the price.
Frequently asked questions
Is my bank supported?
What is a Skwad scan email address?
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Resources
Skwad bookFree bank transaction categorizerHow to setup auto import without bank linkingBank linking with 11,000+ financial institutionsHow to auto sync transactions to Google SheetsHow to import old transactions