Use code WELCOME to get 30% OFF your first year.
Rich features.
Half the bill.
Same toolkit at roughly half the cost. 15 days free, no renewal surprises.
50%
Less per month
Same tracking, envelopes, and bank linking you'd get on YNAB or Monarch, for about half what they charge.
Forever
Sign-up price locked
Whatever rate you start on is the rate you keep. We don't bump prices on active accounts at renewal.
Free
Companion seat included
Every paid plan covers an additional companion at no extra cost. Skwad doesn't charge you extra for your partner.
Two ways to connect your money
DIY pulls from your email notifications. LINK pulls from your bank. Choose privacy, convenience, or both.
DIY
Sync with email scans
$4.08USD / month
($49 billed yearly)
Start with DIY- 1 free companion seat
- Sync from your bank's email alerts
- Unlimited transactions & accounts
- Multi-currency support
- All envelopes, reports, and exports
LINK
Sync with bank linking
$5.42USD / month
($65 billed yearly)
Start with LINK- Everything in DIY
- Sync via Plaid
- Supports 11,000+ institutions
- Backfill 3-6 months of history
- Pending + posted transactions
* Plus tax where applicable. All prices in USD.
Every plan includes everything
There’s no premium tier hiding the good features. The two plans differ only in how transactions get into the app.
Unlimited transactions
Fully customizable categories
Bills, subscriptions & alerts
Advanced budgeting tools
Multi-currency support
Spending calendar
Track account balances & net worth
Automatic categorization
CSV & manual uploads
Custom reports
Custom tags
Mobile + web apps
Sync to Google Sheets
Share accounts with family
Email support
How Skwad compares
What you’d pay elsewhere for the same set of features.
| YNAB | Monarch | Simplifi | Skwad | |
|---|---|---|---|---|
| Annual price | $109/yr | $99.99/yr | $72–$96/yr | $49–$65/yr |
| Realtime tracking | — | — | — | via email alerts |
| Sync without sharing bank password | — | — | — | |
| Auto-cancel unwanted subscriptions | — | — | — | |
| Sync to Google Sheets | — | — | — | |
| Fully customizable categories | ||||
| Bills, subscriptions & alerts | ||||
| Advanced budgeting tools | — | |||
| Automatic categorization | ||||
| CSV & manual uploads | ||||
| Receipt scanning | — | — | ||
| Statement scanning | — | — | — | |
| Transactions export | ||||
| Share accounts with family | — | |||
| Email support |
What you’d pay elsewhere
Same feature set, prevailing yearly rate.
YNAB~2× more
$9.08/moMonarch~2× more
$8.33/moSimplifi~1.7× more
$6–$8/moSkwadLowest
$4.08–$5.42/moFrom people who switched
Lots of Skwaddies come over from other budgeting apps. Here’s what they’re saying after a year with Skwad.
Play Store
“The core idea for this app is genius. Unlike every other, it doesn't require you to do complicated statement exports from your online banking. Or share your banking password with some "integration" that breaks all the time and violates your security agreement. Instead it just hoovers up transactions in realtime from the alerts your bank sends you via email. They respond to and fix bug reports fast (and there aren't many bugs). They're always adding features. The cost is reasonable. AAA+.”
DG
D GSkwaddie since 2025
App Store
“I've tried Monarch/YNAB/Mint and what I hated about all of them was the syncing problem where my accounts would drop their connection and I would have to relogin etc etc - SUPER annoying…[Skwad] fixed all of that with their email alert parsing. Never misses a transaction and will ALWAYS work. […] I am really happy customer and would be excited for other peeps to give a try.”
M
MerrickSkwaddie since 2024
Become a Skwaddie
15 days free, no charges during the trial, full app access. We always send you a reminder before your trial ends.
Frequently asked questions
No. We offer a 15-day free trial, with no charges during the trial period. We always send a reminder before your trial ends.
© 2026 TCS Digital, LLC.
Created and hosted in the USA 🇺🇸
Data encrypted & stored with AWS 🔒
Bootstrapped & funded by our users.
Resources
Skwad bookFree bank transaction categorizerHow to setup auto import without bank linkingBank linking with 11,000+ financial institutionsHow to auto sync transactions to Google SheetsHow to import old transactions