The privacy-first budgeting app
Understand your spending without linking your bank. Skwad syncs your transactions using your bank's built-in email alerts.
Turn bank alerts into categorized transactions
How it works
2. Send transaction alerts
Set up automated spending & deposit alerts from your bank or credit card provider to your Skwad scan email address.
See an example3. Skwad does the rest
Skwad converts these alerts into categorized transactions for you.
Everything you need to navigate your financial journey
Reliable connectivity
Take control of your spending
Understand your finances
Customize your expenses
Never miss a payment again
Multiplayer mode
Our users love Skwad
Security & privacy concerns? We've got you covered
Read the fine print. Your money may not be insured if your bank password is leaked through a third-party app.
Your password isn't the only thing at risk. Finance apps and their data providers have access to more information than you think.
With third-party providers
- Full account number
- Routing numbers
- Legal name and address
- Full transaction history
- And more...
With Skwad, you're in control
- Transaction and balance alerts you forward to Skwad
Why Skwad?
No passwords. No ads. No compromises.
Our goal is to help you maintain your privacy and security while making better financial decisions. Sadly, the finance industry has become too comfortable with requiring you to provide your bank passwords to various apps and their third-party partners. Unlike other services, Skwad never knows your bank passwords, account and routing numbers, or private information like your address or legal name — just simple transaction tracking and analysis.
Skwad doesn't require your bank login, so there's no need to re-link accounts. Skwad's approach is also faster because your bank sends alerts immediately, and we process them instantly. Other apps typically refresh only after you login, or on a schedule, which can be hours or days after your purchase.
We are here to assist you on your financial journey, and we promise never to sell you any unnecessary loans or credit cards. Additionally, we will never sell your data.
Dive in
Learn more about Skwad and how we can help you achieve your goals.
Frequently asked questions
Is my bank supported?
Is my bank supported?
Your bank is supported if you receive email alerts for transactions or balance updates. Most banks and credit unions have this feature. Check out our list of common accounts that work with Skwad.
My bank doesn't support email alerts. Can I still use Skwad?
My bank doesn't support email alerts. Can I still use Skwad?
Yes. Skwad supports bank linking with support for 11,000+ financial institutions.
What is a Skwad scan email address?
What is a Skwad scan email address?
After signing up, you'll receive a unique email address from Skwad. You can forward email receipts, transactions alerts from your bank, or send attachments to this address to have them processed. See how it works.
Can I automatically import transactions?
Can I automatically import transactions?
Yes. At Skwad, we're not fans of sharing bank logins. But you can still automate your expense tracking by setting up spending alerts from your bank to Skwad.
My bank only allows one email. Can I still use Skwad?
My bank only allows one email. Can I still use Skwad?
Yes. Your bank alerts can be forwarded to Skwad from your primary email address.
Are there different subscription plans available, and how do they differ?
Are there different subscription plans available, and how do they differ?
Yes, see our pricing section for more details.
What about refunds or returns?
What about refunds or returns?
Skwad will automatically identify and categorize refunds and returns as soon as your bank sends the alert.
Can I upload my old transactions?
Can I upload my old transactions?
Yes. You can upload CSVs, excel, or Quicken files from services like Mint, or your bank or credit card provider.
Can I manually add transactions?
Can I manually add transactions?
Of course! You can manually add transactions in the app by typing them in or uploading a receipt image.
Can I track my net worth with Skwad?
Can I track my net worth with Skwad?
Of course! Skwad uses balance alerts from your bank to track your bank, credit card, or loan balances. Skwad can also track your real estate, vehicle, and other assets using third-party email alerts.
Skwad doesn't support investment accounts yet, but you can manually add them.
How long do transactions take to process?
How long do transactions take to process?
When you setup automatic bank spending alerts, transactions show up in Skwad instantly.
For uploads, it depends on how much text is on the receipt. Your average coffee shop or grocery store receipt will be processed in under a minute.
What file formats can I upload?
What file formats can I upload?
You can upload images (jpg, png, heic) directly on the website or forward emails and CSV attachments to your dedicated Skwad scan email address.
Is there a transaction limit?
Is there a transaction limit?
No, we don't have a transaction limit.
Can I export my transactions?
Can I export my transactions?
Yes, you can export all your transactions as a CSV file for your accountant or for your own analysis.
Why can't I find Skwad on the App Store or Google Play?
Why can't I find Skwad on the App Store or Google Play?
Our mobile app is currently in beta. You can get early access by contacting support.
© 2024 TCS Digital, LLC.
Created and hosted in the USA 🇺🇸
Data encrypted & stored with AWS 🔒
Bootstrapped & funded by our users.
Resources
Free bank transaction categorizerHow to setup auto import without bank linkingBank linking with 11,000+ financial institutionsHow to auto sync transactions to Google SheetsHow to import from MintHow to import old transactions