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Signing

Skwad signs transactions from your perspective. This means negative (-) when you spend money (DEBIT) and positive (+) when you make it (CREDIT). Checking and savings accounts display transactions like this, but credit cards display the inverse. Money spent is positive, and your payments are negative. No worries; most credit card companies will inverse this when you export your transactions. This is also how most budget apps sign your transactions.

Trends View

  • Money Out includes all your expenses (including refunds) and excludes income and transfer categories like "Transfer to Savings" or "Credit Card Payment."
  • Money In includes all your income. Positive expenses like "Refunds" or "Returned Purchase" won't be included unless you explicitly mark those categories as income.